We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in having done so, can support you through any bad times you might go through. We won't turn the lights off when the times get bad, like a few invoice factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's not practical for you to choose which invoice factoring firm will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the most suitable match for your business - it could be us or another invoice factoring company.

We have a noteworthy network of invoice factoring industry counterparts, these trusted relationships were earned over 20+ years in the business. So, when you take the time to define your needs to us, we have no doubt that you will find precisely what you need..

Most invoice factoring companies let you select and choose your customers to factor. Except a handful of them usually have a minimum dollar amount in order to do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

Most invoice factoring companies fees are deceiving and confusing. You better take out your magnifying glass to read the fine print. You can be rest assured, We will not treat you this way.  We are flat out upfront about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are financed by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people who understand what it takes to run a business. We take the time to hear your story, learn your struggles. Based on that information we will put together a customized solution for you. Most accounts receivable factoring companies notably the Silicon Valley ones almost completely trust an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or simply won't.

Don't dismiss the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to correct them without delay.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay alert to negative payment trends. This is critical to prevent avoidable write-offs.

Our company uses advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Most other companies don’t even come close.